Life's Complicated.
Finance Shouldn't Be.
Finance can be confusing.
At X Lend, our main focus is to make it simple and find you the best options.
We compare 50+ lenders and handle everything.
Ready for a free quote? Click below.
500+
Aussies Funded
$19M+
Funded Loans
97%
Approval Rating
How it works
Welcome to the smarter way of getting finance sorted.
Simple 10 minute fully online application
$0
upfront fees
1. Apply Online
Start your application in minutes. No appointments, no paperwork. Just a simple online form.
Business Loans
Car Loans
Motorbike Insurance
Car Insurance
Balloon Refinance
Novated Lease
Truck Loans
Equipment Loans
Personal Loans
Construction Loans
Home Loans
Cashflow Finance
Business Purchases
Dental Loans
2. Compare Options
We search over 50 lenders to find the best loan options in Australia, no matter your financial situation.
3. Get Approved
Once approved, we handle the rest. Sign online and get funded fast. No stress, just straight-up finance.
Our Lending Partners
We compare 50+ lenders, ensuring the best loan possible.
Support
End to end support, every step of the way.
Testimonials
Turns out, people like getting finance sorted.
Prince S.
Melbourne, VIC
Corey is amazing and was super helpful with my loan refinance process. He looked after all the details and nothing was too much.
Rodney T.
Freston, VIC
WHAT CAN I SAY - ABSOLUTELY AMAZING! Thank you so much Corey and X Lend for EXCELLENT WORK.
Jenna L.
Forest Hill, QLD
100% recommend Corey!!! He was so amazing and extremely helpful, went above and beyond to help us with our first car loan.
Samantha B.
Berwick, VIC
Corey’s dedication and love for what he does as a broker really shows in his customer service and his support.
Benjamin S.
Wallacia, NSW
I had an incredibly poor credit rating due to an old Part X debt agreement. Brokers wouldn’t give me a shot - X Lend sorted it and got me a killer deal.
Prince S.
Melbourne, VIC
Corey is amazing and was super helpful with my loan refinance process. He looked after all the details and nothing was too much.
Rodney T.
Freston, VIC
WHAT CAN I SAY - ABSOLUTELY AMAZING! Thank you so much Corey and X Lend for EXCELLENT WORK.
Jenna L.
Forest Hill, QLD
100% recommend Corey!!! He was so amazing and extremely helpful, went above and beyond to help us with our first car loan.
Samantha B.
Berwick, VIC
Corey’s dedication and love for what he does as a broker really shows in his customer service and his support.
Benjamin S.
Wallacia, NSW
I had an incredibly poor credit rating due to an old Part X debt agreement. Brokers wouldn’t give me a shot - X Lend sorted it and got me a killer deal.
Prince S.
Melbourne, VIC
Corey is amazing and was super helpful with my loan refinance process. He looked after all the details and nothing was too much.
Rodney T.
Freston, VIC
WHAT CAN I SAY - ABSOLUTELY AMAZING! Thank you so much Corey and X Lend for EXCELLENT WORK.
Jenna L.
Forest Hill, QLD
100% recommend Corey!!! He was so amazing and extremely helpful, went above and beyond to help us with our first car loan.
Samantha B.
Berwick, VIC
Corey’s dedication and love for what he does as a broker really shows in his customer service and his support.
Benjamin S.
Wallacia, NSW
I had an incredibly poor credit rating due to an old Part X debt agreement. Brokers wouldn’t give me a shot - X Lend sorted it and got me a killer deal.
Prince S.
Melbourne, VIC
Corey is amazing and was super helpful with my loan refinance process. He looked after all the details and nothing was too much.
Rodney T.
Freston, VIC
WHAT CAN I SAY - ABSOLUTELY AMAZING! Thank you so much Corey and X Lend for EXCELLENT WORK.
Jenna L.
Forest Hill, QLD
100% recommend Corey!!! He was so amazing and extremely helpful, went above and beyond to help us with our first car loan.
Samantha B.
Berwick, VIC
Corey’s dedication and love for what he does as a broker really shows in his customer service and his support.
Benjamin S.
Wallacia, NSW
I had an incredibly poor credit rating due to an old Part X debt agreement. Brokers wouldn’t give me a shot - X Lend sorted it and got me a killer deal.
Services
Finance, tailored for every purpose.
FAQs
Frequently Asked Questions
Can I buy a car privately on finance?
Yes, absolutely. We can help you finance a car whether it’s from a dealership or a private seller. If you're buying privately, we’ll work with the seller to make sure everything runs smoothly. The process is slightly different to buying from a yard, and we’ll usually arrange an inspection to confirm the car’s condition. Once that’s sorted, we handle the rest to get your funds released quickly.
What’s a balloon payment on a car loan?
A balloon payment is when you pay smaller repayments during the loan, with a larger lump sum due at the end. It’s a handy way to keep your regular payments lower, but you’ll need to cover that final amount either by paying it out or refinancing when the term ends.
I’m self-employed, can I still get a car loan?
Yes, you can. We work with a range of lenders who offer low doc and no doc options for self-employed applicants. Even if your tax returns aren’t up to date, we can usually help. Just give us a few details and we’ll match you with a lender that suits your situation.
What can a business loan be used for?
Business loans can be used for almost anything — buying equipment, paying suppliers, covering wages, renovations, marketing, or boosting cashflow. If it helps your business grow or stay on track, chances are we can finance it.
How long does the loan application process take?
Most applications are quick — often approved within 24 to 48 hours. It depends on your lender, loan type, and how fast you get us the info. Our smart lender-matching system helps speed things up, and applying takes less than 10 minutes.
Life's Complicated.
Finance Shouldn't Be.
Finance can be confusing.
At X Lend, our main focus is to make it simple and find you the best options.
We compare 50+ lenders and handle everything.
Ready for a free quote? Click below.
500+
Aussies Funded
$19M+
Funded Loans
97%
Approval Rating
How it works
Welcome to the smarter way of getting finance sorted.
Simple 10 minute fully online application
$0
upfront fees
1. Apply Online
Start your application in minutes. No appointments, no paperwork. Just a simple online form.
Business Loans
Car Loans
Motorbike Insurance
Car Insurance
Balloon Refinance
Novated Lease
Truck Loans
Equipment Loans
Personal Loans
Construction Loans
Home Loans
Cashflow Finance
Business Purchases
Dental Loans
2. Compare Options
We search over 50 lenders to find the best loan options in Australia, no matter your financial situation.
3. Get Approved
Once approved, we handle the rest. Sign online and get funded fast. No stress, just straight-up finance.
Our Lending Partners
We compare 50+ lenders, ensuring the best loan possible.
Support
End to end support, every step of the way.
Testimonials
Turns out, people like getting finance sorted.
Prince S.
Melbourne, VIC
Corey is amazing and was super helpful with my loan refinance process. He looked after all the details and nothing was too much.
Rodney T.
Freston, VIC
WHAT CAN I SAY - ABSOLUTELY AMAZING! Thank you so much Corey and X Lend for EXCELLENT WORK.
Jenna L.
Forest Hill, QLD
100% recommend Corey!!! He was so amazing and extremely helpful, went above and beyond to help us with our first car loan.
Samantha B.
Berwick, VIC
Corey’s dedication and love for what he does as a broker really shows in his customer service and his support.
Benjamin S.
Wallacia, NSW
I had an incredibly poor credit rating due to an old Part X debt agreement. Brokers wouldn’t give me a shot - X Lend sorted it and got me a killer deal.
Prince S.
Melbourne, VIC
Corey is amazing and was super helpful with my loan refinance process. He looked after all the details and nothing was too much.
Rodney T.
Freston, VIC
WHAT CAN I SAY - ABSOLUTELY AMAZING! Thank you so much Corey and X Lend for EXCELLENT WORK.
Jenna L.
Forest Hill, QLD
100% recommend Corey!!! He was so amazing and extremely helpful, went above and beyond to help us with our first car loan.
Samantha B.
Berwick, VIC
Corey’s dedication and love for what he does as a broker really shows in his customer service and his support.
Benjamin S.
Wallacia, NSW
I had an incredibly poor credit rating due to an old Part X debt agreement. Brokers wouldn’t give me a shot - X Lend sorted it and got me a killer deal.
Prince S.
Melbourne, VIC
Corey is amazing and was super helpful with my loan refinance process. He looked after all the details and nothing was too much.
Rodney T.
Freston, VIC
WHAT CAN I SAY - ABSOLUTELY AMAZING! Thank you so much Corey and X Lend for EXCELLENT WORK.
Jenna L.
Forest Hill, QLD
100% recommend Corey!!! He was so amazing and extremely helpful, went above and beyond to help us with our first car loan.
Samantha B.
Berwick, VIC
Corey’s dedication and love for what he does as a broker really shows in his customer service and his support.
Benjamin S.
Wallacia, NSW
I had an incredibly poor credit rating due to an old Part X debt agreement. Brokers wouldn’t give me a shot - X Lend sorted it and got me a killer deal.
Prince S.
Melbourne, VIC
Corey is amazing and was super helpful with my loan refinance process. He looked after all the details and nothing was too much.
Rodney T.
Freston, VIC
WHAT CAN I SAY - ABSOLUTELY AMAZING! Thank you so much Corey and X Lend for EXCELLENT WORK.
Jenna L.
Forest Hill, QLD
100% recommend Corey!!! He was so amazing and extremely helpful, went above and beyond to help us with our first car loan.
Samantha B.
Berwick, VIC
Corey’s dedication and love for what he does as a broker really shows in his customer service and his support.
Benjamin S.
Wallacia, NSW
I had an incredibly poor credit rating due to an old Part X debt agreement. Brokers wouldn’t give me a shot - X Lend sorted it and got me a killer deal.
Services
Finance, tailored for every purpose.
FAQs
Frequently Asked Questions
Can I buy a car privately on finance?
Yes, absolutely. We can help you finance a car whether it’s from a dealership or a private seller. If you're buying privately, we’ll work with the seller to make sure everything runs smoothly. The process is slightly different to buying from a yard, and we’ll usually arrange an inspection to confirm the car’s condition. Once that’s sorted, we handle the rest to get your funds released quickly.
What’s a balloon payment on a car loan?
A balloon payment is when you pay smaller repayments during the loan, with a larger lump sum due at the end. It’s a handy way to keep your regular payments lower, but you’ll need to cover that final amount either by paying it out or refinancing when the term ends.
I’m self-employed, can I still get a car loan?
Yes, you can. We work with a range of lenders who offer low doc and no doc options for self-employed applicants. Even if your tax returns aren’t up to date, we can usually help. Just give us a few details and we’ll match you with a lender that suits your situation.
What can a business loan be used for?
Business loans can be used for almost anything — buying equipment, paying suppliers, covering wages, renovations, marketing, or boosting cashflow. If it helps your business grow or stay on track, chances are we can finance it.
How long does the loan application process take?
Most applications are quick — often approved within 24 to 48 hours. It depends on your lender, loan type, and how fast you get us the info. Our smart lender-matching system helps speed things up, and applying takes less than 10 minutes.
Life's Complicated.
Finance Shouldn't Be.
Finance can be confusing.
At X Lend, our main focus is to make it simple and find you the best options.
We compare 50+ lenders and handle everything.
Ready for a free quote? Click below.
500+
Aussies Funded
$19M+
Loans Financed
97%
Approval Rating
How it works
Welcome to the smarter way of getting finance sorted.
Simple 10 minute fully online application
$0
upfront fees
1. Apply Online
Start your application in minutes. No appointments, no paperwork. Just a simple online form.
Business Loans
Car Loans
Motorbike Insurance
Car Insurance
Balloon Refinance
Novated Lease
Truck Loans
Equipment Loans
Personal Loans
Construction Loans
Home Loans
Cashflow Finance
Business Purchases
Dental Loans
2. Compare Options
We search over 50 lenders to find the best loan options in Australia, no matter your financial situation.
3. Get Approved
Once approved, we handle the rest. Sign online and get funded fast. No stress, just straight-up finance.
Our Lending Partners
We compare 50+ lenders, ensuring the best loan possible.
Support
End to end support, every step of the way.
Testimonials
Turns out, people like getting finance sorted.
Prince S.
Melbourne, VIC
Corey is amazing and was super helpful with my loan refinance process. He looked after all the details and nothing was too much.
Rodney T.
Freston, VIC
WHAT CAN I SAY - ABSOLUTELY AMAZING! Thank you so much Corey and X Lend for EXCELLENT WORK.
Jenna L.
Forest Hill, QLD
100% recommend Corey!!! He was so amazing and extremely helpful, went above and beyond to help us with our first car loan.
Samantha B.
Berwick, VIC
Corey’s dedication and love for what he does as a broker really shows in his customer service and his support.
Benjamin S.
Wallacia, NSW
I had an incredibly poor credit rating due to an old Part X debt agreement. Brokers wouldn’t give me a shot - X Lend sorted it and got me a killer deal.
Prince S.
Melbourne, VIC
Corey is amazing and was super helpful with my loan refinance process. He looked after all the details and nothing was too much.
Rodney T.
Freston, VIC
WHAT CAN I SAY - ABSOLUTELY AMAZING! Thank you so much Corey and X Lend for EXCELLENT WORK.
Jenna L.
Forest Hill, QLD
100% recommend Corey!!! He was so amazing and extremely helpful, went above and beyond to help us with our first car loan.
Samantha B.
Berwick, VIC
Corey’s dedication and love for what he does as a broker really shows in his customer service and his support.
Benjamin S.
Wallacia, NSW
I had an incredibly poor credit rating due to an old Part X debt agreement. Brokers wouldn’t give me a shot - X Lend sorted it and got me a killer deal.
Prince S.
Melbourne, VIC
Corey is amazing and was super helpful with my loan refinance process. He looked after all the details and nothing was too much.
Rodney T.
Freston, VIC
WHAT CAN I SAY - ABSOLUTELY AMAZING! Thank you so much Corey and X Lend for EXCELLENT WORK.
Jenna L.
Forest Hill, QLD
100% recommend Corey!!! He was so amazing and extremely helpful, went above and beyond to help us with our first car loan.
Samantha B.
Berwick, VIC
Corey’s dedication and love for what he does as a broker really shows in his customer service and his support.
Benjamin S.
Wallacia, NSW
I had an incredibly poor credit rating due to an old Part X debt agreement. Brokers wouldn’t give me a shot - X Lend sorted it and got me a killer deal.
Prince S.
Melbourne, VIC
Corey is amazing and was super helpful with my loan refinance process. He looked after all the details and nothing was too much.
Rodney T.
Freston, VIC
WHAT CAN I SAY - ABSOLUTELY AMAZING! Thank you so much Corey and X Lend for EXCELLENT WORK.
Jenna L.
Forest Hill, QLD
100% recommend Corey!!! He was so amazing and extremely helpful, went above and beyond to help us with our first car loan.
Samantha B.
Berwick, VIC
Corey’s dedication and love for what he does as a broker really shows in his customer service and his support.
Benjamin S.
Wallacia, NSW
I had an incredibly poor credit rating due to an old Part X debt agreement. Brokers wouldn’t give me a shot - X Lend sorted it and got me a killer deal.
Services
Finance, tailored for every purpose.
FAQs
Frequently Asked Questions
Can I buy a car privately on finance?
Yes, absolutely. We can help you finance a car whether it’s from a dealership or a private seller. If you're buying privately, we’ll work with the seller to make sure everything runs smoothly. The process is slightly different to buying from a yard, and we’ll usually arrange an inspection to confirm the car’s condition. Once that’s sorted, we handle the rest to get your funds released quickly.
What’s a balloon payment on a car loan?
A balloon payment is when you pay smaller repayments during the loan, with a larger lump sum due at the end. It’s a handy way to keep your regular payments lower, but you’ll need to cover that final amount either by paying it out or refinancing when the term ends.
I’m self-employed, can I still get a car loan?
Yes, you can. We work with a range of lenders who offer low doc and no doc options for self-employed applicants. Even if your tax returns aren’t up to date, we can usually help. Just give us a few details and we’ll match you with a lender that suits your situation.
What can a business loan be used for?
Business loans can be used for almost anything — buying equipment, paying suppliers, covering wages, renovations, marketing, or boosting cashflow. If it helps your business grow or stay on track, chances are we can finance it.
How long does the loan application process take?
Most applications are quick — often approved within 24 to 48 hours. It depends on your lender, loan type, and how fast you get us the info. Our smart lender-matching system helps speed things up, and applying takes less than 10 minutes.
Life's Complicated.
Finance Shouldn't Be.
Finance can be confusing.
At X Lend, our main focus is to make it simple and find you the best options.
We compare 50+ lenders and handle everything.
Ready for a free quote? Click below.
500+
Aussies Funded
$19M+
Funded Loans
97%
Approval Rating
How it works
Welcome to the smarter way of getting finance sorted.
Simple 10 minute fully online application
$0
upfront fees
1. Apply Online
Start your application in minutes. No appointments, no paperwork. Just a simple online form.
Business Loans
Car Loans
Motorbike Insurance
Car Insurance
Balloon Refinance
Novated Lease
Truck Loans
Equipment Loans
Personal Loans
Construction Loans
Home Loans
Cashflow Finance
Business Purchases
Dental Loans
2. Compare Options
We search over 50 lenders to find the best loan options in Australia, no matter your financial situation.
3. Get Approved
Once approved, we handle the rest. Sign online and get funded fast. No stress, just straight-up finance.
Our Lending Partners
We compare 50+ lenders, ensuring the best loan possible.
Support
End to end support, every step of the way.
Testimonials
Turns out, people like getting finance sorted.
Prince S.
Melbourne, VIC
Corey is amazing and was super helpful with my loan refinance process. He looked after all the details and nothing was too much.
Rodney T.
Freston, VIC
WHAT CAN I SAY - ABSOLUTELY AMAZING! Thank you so much Corey and X Lend for EXCELLENT WORK.
Jenna L.
Forest Hill, QLD
100% recommend Corey!!! He was so amazing and extremely helpful, went above and beyond to help us with our first car loan.
Samantha B.
Berwick, VIC
Corey’s dedication and love for what he does as a broker really shows in his customer service and his support.
Benjamin S.
Wallacia, NSW
I had an incredibly poor credit rating due to an old Part X debt agreement. Brokers wouldn’t give me a shot - X Lend sorted it and got me a killer deal.
Prince S.
Melbourne, VIC
Corey is amazing and was super helpful with my loan refinance process. He looked after all the details and nothing was too much.
Rodney T.
Freston, VIC
WHAT CAN I SAY - ABSOLUTELY AMAZING! Thank you so much Corey and X Lend for EXCELLENT WORK.
Jenna L.
Forest Hill, QLD
100% recommend Corey!!! He was so amazing and extremely helpful, went above and beyond to help us with our first car loan.
Samantha B.
Berwick, VIC
Corey’s dedication and love for what he does as a broker really shows in his customer service and his support.
Benjamin S.
Wallacia, NSW
I had an incredibly poor credit rating due to an old Part X debt agreement. Brokers wouldn’t give me a shot - X Lend sorted it and got me a killer deal.
Prince S.
Melbourne, VIC
Corey is amazing and was super helpful with my loan refinance process. He looked after all the details and nothing was too much.
Rodney T.
Freston, VIC
WHAT CAN I SAY - ABSOLUTELY AMAZING! Thank you so much Corey and X Lend for EXCELLENT WORK.
Jenna L.
Forest Hill, QLD
100% recommend Corey!!! He was so amazing and extremely helpful, went above and beyond to help us with our first car loan.
Samantha B.
Berwick, VIC
Corey’s dedication and love for what he does as a broker really shows in his customer service and his support.
Benjamin S.
Wallacia, NSW
I had an incredibly poor credit rating due to an old Part X debt agreement. Brokers wouldn’t give me a shot - X Lend sorted it and got me a killer deal.
Prince S.
Melbourne, VIC
Corey is amazing and was super helpful with my loan refinance process. He looked after all the details and nothing was too much.
Rodney T.
Freston, VIC
WHAT CAN I SAY - ABSOLUTELY AMAZING! Thank you so much Corey and X Lend for EXCELLENT WORK.
Jenna L.
Forest Hill, QLD
100% recommend Corey!!! He was so amazing and extremely helpful, went above and beyond to help us with our first car loan.
Samantha B.
Berwick, VIC
Corey’s dedication and love for what he does as a broker really shows in his customer service and his support.
Benjamin S.
Wallacia, NSW
I had an incredibly poor credit rating due to an old Part X debt agreement. Brokers wouldn’t give me a shot - X Lend sorted it and got me a killer deal.
Services
Finance, tailored for every purpose.
FAQs
Frequently Asked Questions
Can I buy a car privately on finance?
Yes, absolutely. We can help you finance a car whether it’s from a dealership or a private seller. If you're buying privately, we’ll work with the seller to make sure everything runs smoothly. The process is slightly different to buying from a yard, and we’ll usually arrange an inspection to confirm the car’s condition. Once that’s sorted, we handle the rest to get your funds released quickly.
What’s a balloon payment on a car loan?
A balloon payment is when you pay smaller repayments during the loan, with a larger lump sum due at the end. It’s a handy way to keep your regular payments lower, but you’ll need to cover that final amount either by paying it out or refinancing when the term ends.
I’m self-employed, can I still get a car loan?
Yes, you can. We work with a range of lenders who offer low doc and no doc options for self-employed applicants. Even if your tax returns aren’t up to date, we can usually help. Just give us a few details and we’ll match you with a lender that suits your situation.
What can a business loan be used for?
Business loans can be used for almost anything — buying equipment, paying suppliers, covering wages, renovations, marketing, or boosting cashflow. If it helps your business grow or stay on track, chances are we can finance it.
How long does the loan application process take?
Most applications are quick — often approved within 24 to 48 hours. It depends on your lender, loan type, and how fast you get us the info. Our smart lender-matching system helps speed things up, and applying takes less than 10 minutes.