Loan Comparisons

Made Easy

With xLend

Your finances, your way.


Whether you're looking for vehicle finance, a business loan or a personal loan, we help you compare 100's of options from 60+ Lenders, all in the same place.

Your finances, your way.


Whether you're looking for vehicle finance, a business loan or a personal loan, we help you compare 100's of options from 60+ Lenders, all in the same place.

Your finances, your way.


Whether you're looking for vehicle finance, a business loan or a personal loan, we help you compare 100's of options from 60+ Lenders, all in the same place.

5/5

Average Google Rating

We partner with the best, to give you the best.
… and many more
We partner with the best, to give you the best.
… and many more
We partner with the best, to give you the best.
… and many more

How It Works

How It Works

The 3 Step
Quote Process

1

Complete The 60 Second Quiz

Answer a few quick questions to help us understand your goals and find the best finance options for you.

2

A Consultant Will Reach Out To Confirm Details

Your dedicated consultant will review your details, confirm a few points, and prepare tailored options.

3

Compare Your Options

Review your personalised loan quotes side-by-side and choose the one that best suits your needs.

1

Complete The 60 Second Quiz

Answer a few quick questions to help us understand your goals and find the best finance options for you.

2

A Consultant Will Reach Out To Confirm Details

Your dedicated consultant will review your details, confirm a few points, and prepare tailored options.

3

Compare Your Options

Review your personalised loan quotes side-by-side and choose the one that best suits your needs.

1

Complete The 60 Second Quiz

Answer a few quick questions to help us understand your goals and find the best finance options for you.

2

A Consultant Will Reach Out To Confirm Details

Your dedicated consultant will review your details, confirm a few points, and prepare tailored options.

3

Compare Your Options

Review your personalised loan quotes side-by-side and choose the one that best suits your needs.

1

Complete The 60 Second Quiz

Answer a few quick questions to help us understand your goals and find the best finance options for you.

2

A Consultant Will Reach Out To Confirm Details

Your dedicated consultant will review your details, confirm a few points, and prepare tailored options.

3

Compare Your Options

Review your personalised loan quotes side-by-side and choose the one that best suits your needs.

Testimonials

What Our Clients Say About Us

5/5

Based on 100+ reviews

Testimonials

What Our Clients Say About Us

5/5

Based on 100+ reviews

Testimonials

What Our Clients Say About Us

5/5

Based on 100+ reviews

Testimonials

What Our Clients Say About Us

5/5

Based on 100+ reviews

Statistics

Statistics

Why Businesses
Choose X Lend

0%

0%

Faster processing times then standard banks

0%

0%

Of applications are approved on submission

0+

0+

Lending partners, giving you more options & better outcomes

0%

0%

Faster processing times then standard banks

0%

0%

Of applications are approved on submission

0+

0+

Lending partners, giving you more options & better outcomes

0%

0%

Faster processing times then standard banks

0%

0%

Of applications are approved on submission

0+

0+

Lending partners, giving you more options & better outcomes

0%

0%

Faster processing times then standard banks

0%

0%

Of applications are approved on submission

0+

0+

Lending partners, giving you more options & better outcomes

...and more reasons

...and more reasons

100% Online

No paperwork, no delays, just seamless finance.

100% Online

No paperwork, no delays, just seamless finance.

Dedicated Consultant

Your personal broker from day one, direct and responsive.

Dedicated Consultant

Your personal broker from day one, direct and responsive.

Sharp Rates

Strong credit? Enjoy rates better than the banks.

Sharp Rates

Strong credit? Enjoy rates better than the banks.

Bank Alternatives

Bank said no? We have lenders no matter the situation.

Bank Alternatives

Bank said no? We have lenders no matter the situation.

Tax Preparation

We can work directly with your accountant to save you time.

Tax Preparation

We can work directly with your accountant to save you time.

Easy

Finance

Benefit

Benefit

Your Finance
Handled With Care

Activity dashboard showing 75% progress. Breakdown includes daily payments at 55% and hobby at 20%.

Support Team

Speak with a real finance professional

No call centres. No automated replies. You deal directly with your dedicated broker from start to finish through an actual mobile number. Someone who actually understands your goals and makes the process smooth and simple.

One point of contact throughout

Straight, honest answers with no pressure

Activity dashboard showing 75% progress. Breakdown includes daily payments at 55% and hobby at 20%.

Support Team

Speak with a real finance professional

No call centres. No automated replies. You deal directly with your dedicated broker from start to finish through an actual mobile number. Someone who actually understands your goals and makes the process smooth and simple.

One point of contact throughout

Straight, honest answers with no pressure

Activity dashboard showing 75% progress. Breakdown includes daily payments at 55% and hobby at 20%.

Support Team

Speak with a real finance professional

No call centres. No automated replies. You deal directly with your dedicated broker from start to finish through an actual mobile number. Someone who actually understands your goals and makes the process smooth and simple.

One point of contact throughout

Straight, honest answers with no pressure

Credit Score Protection

Protect your credit score when applying

Applying with multiple banks can damage your credit score. We assess your situation first, then place your application with the right lender from the start, protecting your score and improving approval chances.

Avoid unnecessary credit inquiries

Higher approval confidence and better outcomes

Credit Score Protection

Protect your credit score when applying

Applying with multiple banks can damage your credit score. We assess your situation first, then place your application with the right lender from the start, protecting your score and improving approval chances.

Avoid unnecessary credit inquiries

Higher approval confidence and better outcomes

Credit Score Protection

Protect your credit score when applying

Applying with multiple banks can damage your credit score. We assess your situation first, then place your application with the right lender from the start, protecting your score and improving approval chances.

Avoid unnecessary credit inquiries

Higher approval confidence and better outcomes

Stress-Free Process

Let us handle the hard work

From paperwork to settlement, your broker manages it all. You just focus on your goals and work on your business.

Minimal admin for you

Full support start to finish

Stress-Free Process

Let us handle the hard work

From paperwork to settlement, your broker manages it all. You just focus on your goals and work on your business.

Minimal admin for you

Full support start to finish

Stress-Free Process

Let us handle the hard work

From paperwork to settlement, your broker manages it all. You just focus on your goals and work on your business.

Minimal admin for you

Full support start to finish

FAQ

FAQ

Frequently Asked Questions

How long does the loan application process take?

Most applications are quick — often approved within 24 to 48 hours. It depends on your lender, loan type, and how fast you get us the info. Our smart lender-matching system helps speed things up, and applying takes less than 10 minutes.

What can a business loan be used for?

Business loans can be used for almost anything — buying equipment, paying suppliers, covering wages, renovations, marketing, or boosting cashflow. If it helps your business grow or stay on track, chances are we can finance it.

I haven't done my taxes yet, can i still get a loan?

Yes, you can. We work with a range of lenders who offer low doc and no doc options for self-employed applicants. Even if your tax returns aren’t up to date, we can usually help. Just give us a few details and we’ll match you with a lender that suits your situation.

Can I buy a car privately on finance?

Yes, absolutely. We can help you finance a car whether it’s from a dealership or a private seller. If you're buying privately, we’ll work with the seller to make sure everything runs smoothly. The process is slightly different to buying from a yard, and we’ll usually arrange an inspection to confirm the car’s condition. Once that’s sorted, we handle the rest to get your funds released quickly.

Do i have to wait for a call?

Once you submit your enquiry, a consultant will reach out within 60 minutes during business hours. You will get a call from a mobile number and that will be your point of contact from there on.

How long does the loan application process take?

Most applications are quick — often approved within 24 to 48 hours. It depends on your lender, loan type, and how fast you get us the info. Our smart lender-matching system helps speed things up, and applying takes less than 10 minutes.

What can a business loan be used for?

Business loans can be used for almost anything — buying equipment, paying suppliers, covering wages, renovations, marketing, or boosting cashflow. If it helps your business grow or stay on track, chances are we can finance it.

I haven't done my taxes yet, can i still get a loan?

Yes, you can. We work with a range of lenders who offer low doc and no doc options for self-employed applicants. Even if your tax returns aren’t up to date, we can usually help. Just give us a few details and we’ll match you with a lender that suits your situation.

Can I buy a car privately on finance?

Yes, absolutely. We can help you finance a car whether it’s from a dealership or a private seller. If you're buying privately, we’ll work with the seller to make sure everything runs smoothly. The process is slightly different to buying from a yard, and we’ll usually arrange an inspection to confirm the car’s condition. Once that’s sorted, we handle the rest to get your funds released quickly.

Do i have to wait for a call?

Once you submit your enquiry, a consultant will reach out within 60 minutes during business hours. You will get a call from a mobile number and that will be your point of contact from there on.

How long does the loan application process take?

Most applications are quick — often approved within 24 to 48 hours. It depends on your lender, loan type, and how fast you get us the info. Our smart lender-matching system helps speed things up, and applying takes less than 10 minutes.

What can a business loan be used for?

Business loans can be used for almost anything — buying equipment, paying suppliers, covering wages, renovations, marketing, or boosting cashflow. If it helps your business grow or stay on track, chances are we can finance it.

I haven't done my taxes yet, can i still get a loan?

Yes, you can. We work with a range of lenders who offer low doc and no doc options for self-employed applicants. Even if your tax returns aren’t up to date, we can usually help. Just give us a few details and we’ll match you with a lender that suits your situation.

Can I buy a car privately on finance?

Yes, absolutely. We can help you finance a car whether it’s from a dealership or a private seller. If you're buying privately, we’ll work with the seller to make sure everything runs smoothly. The process is slightly different to buying from a yard, and we’ll usually arrange an inspection to confirm the car’s condition. Once that’s sorted, we handle the rest to get your funds released quickly.

Do i have to wait for a call?

Once you submit your enquiry, a consultant will reach out within 60 minutes during business hours. You will get a call from a mobile number and that will be your point of contact from there on.

Smarter Finance
Your Way

Prefer to chat instead of applying online?

Reach out by phone or email, and we’ll walk you through your options.

Smarter Finance
Your Way

Prefer to chat instead of applying online?

Reach out by phone or email, and we’ll walk you through your options.

Smarter Finance Your Way

Prefer to chat instead of applying online?


Reach out by phone or email, and we’ll walk you through your options.