Loan Comparisons
Made Easy
With xLend
Your finances, your way.
Whether you're looking for vehicle finance, a business loan or a personal loan, we help you compare 100's of options from 60+ Lenders, all in the same place.
Your finances, your way.
Whether you're looking for vehicle finance, a business loan or a personal loan, we help you compare 100's of options from 60+ Lenders, all in the same place.
Your finances, your way.
Whether you're looking for vehicle finance, a business loan or a personal loan, we help you compare 100's of options from 60+ Lenders, all in the same place.
5/5
Average Google Rating

OUR FINANCE PARTNERS
We partner with the best, to give you the best.




… and many more

OUR FINANCE PARTNERS
We partner with the best, to give you the best.




… and many more

OUR FINANCE PARTNERS
We partner with the best, to give you the best.



… and many more




How It Works
How It Works
The 3 Step
Quote Process




1
Complete The 60 Second Quiz
Answer a few quick questions to help us understand your goals and find the best finance options for you.
2
A Consultant Will Reach Out To Confirm Details
Your dedicated consultant will review your details, confirm a few points, and prepare tailored options.
3
Compare Your Options
Review your personalised loan quotes side-by-side and choose the one that best suits your needs.
1
Complete The 60 Second Quiz
Answer a few quick questions to help us understand your goals and find the best finance options for you.




2
A Consultant Will Reach Out To Confirm Details
Your dedicated consultant will review your details, confirm a few points, and prepare tailored options.




3
Compare Your Options
Review your personalised loan quotes side-by-side and choose the one that best suits your needs.








1
Complete The 60 Second Quiz
Answer a few quick questions to help us understand your goals and find the best finance options for you.
2
A Consultant Will Reach Out To Confirm Details
Your dedicated consultant will review your details, confirm a few points, and prepare tailored options.
3
Compare Your Options
Review your personalised loan quotes side-by-side and choose the one that best suits your needs.
1
Complete The 60 Second Quiz
Answer a few quick questions to help us understand your goals and find the best finance options for you.




2
A Consultant Will Reach Out To Confirm Details
Your dedicated consultant will review your details, confirm a few points, and prepare tailored options.




3
Compare Your Options
Review your personalised loan quotes side-by-side and choose the one that best suits your needs.




Testimonials
What Our Clients Say About Us
5/5
Based on 100+ reviews
Thea J.
Wallacia, NSW
Corey is amazing! Dealings are quick and stress free. Thank you for helping me twice now! Lovely young man, wish him all the best.
Rodney T.
Freston, VIC
WHAT CAN I SAY - ABSOLUTELY AMAZING! Thank you so much Corey and X Lend for EXCELLENT WORK.
Mark S.
Pleasure Point, NSW
Great team, has helped me a bunch of times got me a great interest rate this time also.
Michelle V.
Perth, WA
Super fast and helpful. We got a great deal through him and also for insurance too! Very professional! Thank you so much!
Samantha B.
Berwick, VIC
I had an incredibly poor credit rating due to an old Part X debt agreement. Brokers wouldn’t give me a shot - X Lend sorted it and got me a killer deal.
Prince S.
Melbourne, VIC
Corey is amazing and was super helpful with my loan refinance process. He looked after all the details and nothing was too much.
Jackson B.
Coomera, QLD
Quick and easy finance, super friendly team!!
Tallis D.
Sydney, NSW
Corey is a Absolute legend of a person and an unreal broker helped me get the best deal possible on my car would definitely recommend
Testimonials
What Our Clients Say About Us
5/5
Based on 100+ reviews
Thea J.
Wallacia, NSW
Corey is amazing! Dealings are quick and stress free. Thank you for helping me twice now! Lovely young man, wish him all the best.
Rodney T.
Freston, VIC
WHAT CAN I SAY - ABSOLUTELY AMAZING! Thank you so much Corey and X Lend for EXCELLENT WORK.
Mark S.
Pleasure Point, NSW
Great team, has helped me a bunch of times got me a great interest rate this time also.
Michelle V.
Perth, WA
Super fast and helpful. We got a great deal through him and also for insurance too! Very professional! Thank you so much!
Samantha B.
Berwick, VIC
I had an incredibly poor credit rating due to an old Part X debt agreement. Brokers wouldn’t give me a shot - X Lend sorted it and got me a killer deal.
Prince S.
Melbourne, VIC
Corey is amazing and was super helpful with my loan refinance process. He looked after all the details and nothing was too much.
Jackson B.
Coomera, QLD
Quick and easy finance, super friendly team!!
Tallis D.
Sydney, NSW
Corey is a Absolute legend of a person and an unreal broker helped me get the best deal possible on my car would definitely recommend
Thea J.
Wallacia, NSW
Corey is amazing! Dealings are quick and stress free. Thank you for helping me twice now! Lovely young man, wish him all the best.
Rodney T.
Freston, VIC
WHAT CAN I SAY - ABSOLUTELY AMAZING! Thank you so much Corey and X Lend for EXCELLENT WORK.
Mark S.
Pleasure Point, NSW
Great team, has helped me a bunch of times got me a great interest rate this time also.
Michelle V.
Perth, WA
Super fast and helpful. We got a great deal through him and also for insurance too! Very professional! Thank you so much!
Samantha B.
Berwick, VIC
I had an incredibly poor credit rating due to an old Part X debt agreement. Brokers wouldn’t give me a shot - X Lend sorted it and got me a killer deal.
Prince S.
Melbourne, VIC
Corey is amazing and was super helpful with my loan refinance process. He looked after all the details and nothing was too much.
Jackson B.
Coomera, QLD
Quick and easy finance, super friendly team!!
Tallis D.
Sydney, NSW
Corey is a Absolute legend of a person and an unreal broker helped me get the best deal possible on my car would definitely recommend
Thea J.
Wallacia, NSW
Corey is amazing! Dealings are quick and stress free. Thank you for helping me twice now! Lovely young man, wish him all the best.
Rodney T.
Freston, VIC
WHAT CAN I SAY - ABSOLUTELY AMAZING! Thank you so much Corey and X Lend for EXCELLENT WORK.
Mark S.
Pleasure Point, NSW
Great team, has helped me a bunch of times got me a great interest rate this time also.
Michelle V.
Perth, WA
Super fast and helpful. We got a great deal through him and also for insurance too! Very professional! Thank you so much!
Samantha B.
Berwick, VIC
I had an incredibly poor credit rating due to an old Part X debt agreement. Brokers wouldn’t give me a shot - X Lend sorted it and got me a killer deal.
Prince S.
Melbourne, VIC
Corey is amazing and was super helpful with my loan refinance process. He looked after all the details and nothing was too much.
Jackson B.
Coomera, QLD
Quick and easy finance, super friendly team!!
Tallis D.
Sydney, NSW
Corey is a Absolute legend of a person and an unreal broker helped me get the best deal possible on my car would definitely recommend
Thea J.
Wallacia, NSW
Corey is amazing! Dealings are quick and stress free. Thank you for helping me twice now! Lovely young man, wish him all the best.
Rodney T.
Freston, VIC
WHAT CAN I SAY - ABSOLUTELY AMAZING! Thank you so much Corey and X Lend for EXCELLENT WORK.
Mark S.
Pleasure Point, NSW
Great team, has helped me a bunch of times got me a great interest rate this time also.
Michelle V.
Perth, WA
Super fast and helpful. We got a great deal through him and also for insurance too! Very professional! Thank you so much!
Samantha B.
Berwick, VIC
I had an incredibly poor credit rating due to an old Part X debt agreement. Brokers wouldn’t give me a shot - X Lend sorted it and got me a killer deal.
Prince S.
Melbourne, VIC
Corey is amazing and was super helpful with my loan refinance process. He looked after all the details and nothing was too much.
Jackson B.
Coomera, QLD
Quick and easy finance, super friendly team!!
Tallis D.
Sydney, NSW
Corey is a Absolute legend of a person and an unreal broker helped me get the best deal possible on my car would definitely recommend
Testimonials
What Our Clients Say About Us
5/5
Based on 100+ reviews
Thea J.
Wallacia, NSW
Corey is amazing! Dealings are quick and stress free. Thank you for helping me twice now! Lovely young man, wish him all the best.
Rodney T.
Freston, VIC
WHAT CAN I SAY - ABSOLUTELY AMAZING! Thank you so much Corey and X Lend for EXCELLENT WORK.
Mark S.
Pleasure Point, NSW
Great team, has helped me a bunch of times got me a great interest rate this time also.
Michelle V.
Perth, WA
Super fast and helpful. We got a great deal through him and also for insurance too! Very professional! Thank you so much!
Samantha B.
Berwick, VIC
I had an incredibly poor credit rating due to an old Part X debt agreement. Brokers wouldn’t give me a shot - X Lend sorted it and got me a killer deal.
Prince S.
Melbourne, VIC
Corey is amazing and was super helpful with my loan refinance process. He looked after all the details and nothing was too much.
Jackson B.
Coomera, QLD
Quick and easy finance, super friendly team!!
Tallis D.
Sydney, NSW
Corey is a Absolute legend of a person and an unreal broker helped me get the best deal possible on my car would definitely recommend
Testimonials
What Our Clients Say About Us
5/5
Based on 100+ reviews
Thea J.
Wallacia, NSW
Corey is amazing! Dealings are quick and stress free. Thank you for helping me twice now! Lovely young man, wish him all the best.
Rodney T.
Freston, VIC
WHAT CAN I SAY - ABSOLUTELY AMAZING! Thank you so much Corey and X Lend for EXCELLENT WORK.
Mark S.
Pleasure Point, NSW
Great team, has helped me a bunch of times got me a great interest rate this time also.
Michelle V.
Perth, WA
Super fast and helpful. We got a great deal through him and also for insurance too! Very professional! Thank you so much!
Samantha B.
Berwick, VIC
I had an incredibly poor credit rating due to an old Part X debt agreement. Brokers wouldn’t give me a shot - X Lend sorted it and got me a killer deal.
Prince S.
Melbourne, VIC
Corey is amazing and was super helpful with my loan refinance process. He looked after all the details and nothing was too much.
Jackson B.
Coomera, QLD
Quick and easy finance, super friendly team!!
Tallis D.
Sydney, NSW
Corey is a Absolute legend of a person and an unreal broker helped me get the best deal possible on my car would definitely recommend
Statistics
Statistics
Why Businesses
Choose X Lend
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0%
Faster processing times then standard banks
0%
0%
Of applications are approved on submission
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0+
Lending partners, giving you more options & better outcomes
0%
0%
Faster processing times then standard banks
0%
0%
Of applications are approved on submission
0+
0+
Lending partners, giving you more options & better outcomes
0%
0%
Faster processing times then standard banks
0%
0%
Of applications are approved on submission
0+
0+
Lending partners, giving you more options & better outcomes
0%
0%
Faster processing times then standard banks
0%
0%
Of applications are approved on submission
0+
0+
Lending partners, giving you more options & better outcomes
...and more reasons
...and more reasons
100% Online
No paperwork, no delays, just seamless finance.
100% Online
No paperwork, no delays, just seamless finance.
Dedicated Consultant
Your personal broker from day one, direct and responsive.
Dedicated Consultant
Your personal broker from day one, direct and responsive.
Sharp Rates
Strong credit? Enjoy rates better than the banks.
Sharp Rates
Strong credit? Enjoy rates better than the banks.
Bank Alternatives
Bank said no? We have lenders no matter the situation.
Bank Alternatives
Bank said no? We have lenders no matter the situation.
Tax Preparation
We can work directly with your accountant to save you time.
Tax Preparation
We can work directly with your accountant to save you time.
Easy




Finance
X Lend is an all in one solution for securing finance and growing your business.
Experience the opportunities that come with fast, tailored funding to help your business expand.




Benefit
Benefit
Your Finance
Handled With Care

Support Team
Speak with a real finance professional
No call centres. No automated replies. You deal directly with your dedicated broker from start to finish through an actual mobile number. Someone who actually understands your goals and makes the process smooth and simple.
One point of contact throughout
Straight, honest answers with no pressure


Support Team
Speak with a real finance professional
No call centres. No automated replies. You deal directly with your dedicated broker from start to finish through an actual mobile number. Someone who actually understands your goals and makes the process smooth and simple.
One point of contact throughout
Straight, honest answers with no pressure


Support Team
Speak with a real finance professional
No call centres. No automated replies. You deal directly with your dedicated broker from start to finish through an actual mobile number. Someone who actually understands your goals and makes the process smooth and simple.
One point of contact throughout
Straight, honest answers with no pressure


Credit Score Protection
Protect your credit score when applying
Applying with multiple banks can damage your credit score. We assess your situation first, then place your application with the right lender from the start, protecting your score and improving approval chances.
Avoid unnecessary credit inquiries
Higher approval confidence and better outcomes


Credit Score Protection
Protect your credit score when applying
Applying with multiple banks can damage your credit score. We assess your situation first, then place your application with the right lender from the start, protecting your score and improving approval chances.
Avoid unnecessary credit inquiries
Higher approval confidence and better outcomes


Credit Score Protection
Protect your credit score when applying
Applying with multiple banks can damage your credit score. We assess your situation first, then place your application with the right lender from the start, protecting your score and improving approval chances.
Avoid unnecessary credit inquiries
Higher approval confidence and better outcomes


Stress-Free Process
Let us handle the hard work
From paperwork to settlement, your broker manages it all. You just focus on your goals and work on your business.
Minimal admin for you
Full support start to finish


Stress-Free Process
Let us handle the hard work
From paperwork to settlement, your broker manages it all. You just focus on your goals and work on your business.
Minimal admin for you
Full support start to finish


Stress-Free Process
Let us handle the hard work
From paperwork to settlement, your broker manages it all. You just focus on your goals and work on your business.
Minimal admin for you
Full support start to finish

FAQ
FAQ
Frequently Asked Questions
How long does the loan application process take?
Most applications are quick — often approved within 24 to 48 hours. It depends on your lender, loan type, and how fast you get us the info. Our smart lender-matching system helps speed things up, and applying takes less than 10 minutes.
What can a business loan be used for?
Business loans can be used for almost anything — buying equipment, paying suppliers, covering wages, renovations, marketing, or boosting cashflow. If it helps your business grow or stay on track, chances are we can finance it.
I haven't done my taxes yet, can i still get a loan?
Yes, you can. We work with a range of lenders who offer low doc and no doc options for self-employed applicants. Even if your tax returns aren’t up to date, we can usually help. Just give us a few details and we’ll match you with a lender that suits your situation.
Can I buy a car privately on finance?
Yes, absolutely. We can help you finance a car whether it’s from a dealership or a private seller. If you're buying privately, we’ll work with the seller to make sure everything runs smoothly. The process is slightly different to buying from a yard, and we’ll usually arrange an inspection to confirm the car’s condition. Once that’s sorted, we handle the rest to get your funds released quickly.
Do i have to wait for a call?
Once you submit your enquiry, a consultant will reach out within 60 minutes during business hours. You will get a call from a mobile number and that will be your point of contact from there on.
How long does the loan application process take?
Most applications are quick — often approved within 24 to 48 hours. It depends on your lender, loan type, and how fast you get us the info. Our smart lender-matching system helps speed things up, and applying takes less than 10 minutes.
What can a business loan be used for?
Business loans can be used for almost anything — buying equipment, paying suppliers, covering wages, renovations, marketing, or boosting cashflow. If it helps your business grow or stay on track, chances are we can finance it.
I haven't done my taxes yet, can i still get a loan?
Yes, you can. We work with a range of lenders who offer low doc and no doc options for self-employed applicants. Even if your tax returns aren’t up to date, we can usually help. Just give us a few details and we’ll match you with a lender that suits your situation.
Can I buy a car privately on finance?
Yes, absolutely. We can help you finance a car whether it’s from a dealership or a private seller. If you're buying privately, we’ll work with the seller to make sure everything runs smoothly. The process is slightly different to buying from a yard, and we’ll usually arrange an inspection to confirm the car’s condition. Once that’s sorted, we handle the rest to get your funds released quickly.
Do i have to wait for a call?
Once you submit your enquiry, a consultant will reach out within 60 minutes during business hours. You will get a call from a mobile number and that will be your point of contact from there on.
How long does the loan application process take?
Most applications are quick — often approved within 24 to 48 hours. It depends on your lender, loan type, and how fast you get us the info. Our smart lender-matching system helps speed things up, and applying takes less than 10 minutes.
What can a business loan be used for?
Business loans can be used for almost anything — buying equipment, paying suppliers, covering wages, renovations, marketing, or boosting cashflow. If it helps your business grow or stay on track, chances are we can finance it.
I haven't done my taxes yet, can i still get a loan?
Yes, you can. We work with a range of lenders who offer low doc and no doc options for self-employed applicants. Even if your tax returns aren’t up to date, we can usually help. Just give us a few details and we’ll match you with a lender that suits your situation.
Can I buy a car privately on finance?
Yes, absolutely. We can help you finance a car whether it’s from a dealership or a private seller. If you're buying privately, we’ll work with the seller to make sure everything runs smoothly. The process is slightly different to buying from a yard, and we’ll usually arrange an inspection to confirm the car’s condition. Once that’s sorted, we handle the rest to get your funds released quickly.
Do i have to wait for a call?
Once you submit your enquiry, a consultant will reach out within 60 minutes during business hours. You will get a call from a mobile number and that will be your point of contact from there on.


