X Lend

Referral Partners

Give your clients finance answers you can stand behind.

Refer your business clients' asset and working-capital finance to X Lend — we compare 67+ lenders, and you stay their trusted adviser.

01Who it's for

Your clients ask you about finance. Have a great answer.

Accountants get the question all the time: “can you help me finance this?” — a vehicle, equipment, a fit-out, or working capital to get through a lean quarter. X Lend is a finance broker: refer your client to us and we compare 67+ banks and non-bank lenders to arrange the right facility, so you can point them to a specialist you trust without doing the legwork yourself.

We work with your advice, not around it. You understand the client's tax position and goals; we structure the finance (chattel mortgage, hire purchase, cashflow or unsecured) to suit, and keep you informed so you stay across their position at reporting time.

It's a no-cost partnership that strengthens your client relationships. You remain the trusted adviser; we handle the lender, the comparison and the paperwork, and make you look good for the introduction.

02How it works

A simple, professional hand-off.

Refer with a quick intro — we take it from there.

  1. 01

    Introduce

    Send us the client and the scenario when finance is on the table — a call or a short email.

  2. 02

    We arrange

    We compare 67+ lenders, structure the facility to suit their position, and keep you in the loop.

  3. 03

    You stay informed

    The client gets a sharp deal, you stay across the structure, and the relationship stays yours.

03Why partner with us

What's in it for your practice.

Better client outcomes, no extra workload.

Be the adviser with answers

Refer finance questions to a specialist instead of declining them or sending clients to chance.

We work with your advice

We structure finance around the tax and cashflow position you know best — never against it.

67+ lenders, sharp outcomes

Your client gets the best available rate and structure, which reflects well on the referral.

You keep the client

We arrange the finance and hand the relationship back — we never offer tax or accounting advice.

Referral income

Partners are recognised for the business they introduce through a transparent arrangement.

No cost, no admin

It's free to refer, with no software and no paperwork burden on your practice.

04FAQ

Partner questions, answered.

You introduce a client who needs finance; we compare 67+ lenders, structure the facility and manage it through to settlement, keeping you informed. The client relationship stays yours.

No. It's free to become a referral partner and free to refer clients — no software, no subscription, no lock-in.

Referral partners are recognised for the business they introduce through a transparent arrangement we confirm in writing. We keep it factual and straightforward.

No. We arrange finance only — we don't provide tax or accounting advice. We coordinate with you so the structure fits the advice you've given, and leave that expertise with you.

Asset and equipment finance, vehicle finance, cashflow and invoice finance, unsecured business loans, lines of credit and acquisition finance — arranged by comparing 67+ lenders.

Ready to start referring?