Referral Partners
Turn “how will I pay for it?” into a sale you close today.
Refer your buyers' finance to X Lend and watch deals settle faster — we compare 67+ lenders, you keep the customer and close the sale.
You sell the vehicle. We sort the finance.
Every dealership loses sales to finance friction — a buyer who loves the car but can't get approved through one bank, or who walks out to “think about it” and never comes back. X Lend is a finance broker: refer your customers to us and we compare 67+ banks and non-bank lenders to get them approved, so the deal closes on your floor.
Whether you sell cars, caravans, boats or bikes, our job is to remove the finance objection. You introduce the customer; we handle the quote, the approval and the paperwork, keep you in the loop, and get the funds to you fast so the vehicle drives off sooner.
It's a simple, no-cost partnership built to lift your conversion. You look after the sale and the relationship; we look after the finance. The result: more deals closed, fewer buyers lost to “I'll sort my own finance.”
Referring a customer takes a minute.
No portals to learn, no heavy process — just a fast hand-off.
- 01
Introduce
Send us the customer's details — a quick form, a call, or a warm intro on the floor.
- 02
We arrange
We compare 67+ lenders, get them approved at a sharp rate, and keep you posted at every step.
- 03
You settle
Finance funds quickly, the customer drives away, and the sale is done — on your terms.
What's in it for your dealership.
More closed sales, less finance hassle.
Close more deals
Approved finance turns browsers into buyers and stops sales walking out the door.
Fast approvals & settlement
Many deals get a same-day decision and settle within 24 hours, so vehicles move sooner.
67+ lenders behind you
When one bank says no, we have dozens more — your customer still gets approved.
You keep the customer
We handle the finance; you own the relationship and the sale. We never compete for your client.
Referral income
Partners are recognised for the business they introduce — a fair, transparent arrangement.
No cost, no portal
It's free to refer, with no software to learn — a phone call or a quick form is enough.
Partner questions, answered.
You introduce a customer who needs finance; we compare 67+ lenders, arrange the approval and manage the paperwork through to settlement. You keep the sale and the relationship — we just remove the finance obstacle.
No. It's free to become a referral partner and free to refer customers. There's no software, no subscription and no lock-in.
Referral partners are recognised for the business they send us through a transparent arrangement we confirm in writing when you join. We keep it factual and straightforward.
No. We arrange the finance you refer them for and hand the relationship back to you. We're here to help you close, not to compete for your client.
Many vehicle finance deals get a same-day decision and can settle within 24 hours, so the vehicle leaves your floor sooner.