Referral Partners
Help your buyers say yes to the gear.
Refer your equipment and machinery customers to X Lend — we compare 67+ lenders so price is never the reason a sale stalls.
You move the machine. We make it affordable.
When a business buyer balks at the price of equipment, the sale stalls — even when they need the gear. X Lend is a finance broker: refer your customers to us and we compare 67+ banks and non-bank lenders to fund the purchase, so a six-figure price tag becomes a manageable monthly and the deal goes ahead.
Whether you sell machinery, vehicles, fit-out equipment or specialist gear, we turn “I can't justify the cash outlay” into “let's do it.” You introduce the buyer; we arrange the finance — including low-doc options for established ABNs — and keep you posted through to settlement.
It's a no-cost vendor partnership that lifts your average deal size and your close rate. You sell the equipment and own the relationship; we handle the finance and get funds to you fast.
A finance hand-off in three steps.
No portal, no friction — just a quick introduction.
- 01
Introduce
Pass us the buyer and the equipment details when finance would help close the sale.
- 02
We arrange
We compare 67+ lenders, structure it for the buyer's business and tax position, and approve fast.
- 03
You ship
Finance settles, funds reach you quickly, and the equipment goes out the door.
What's in it for your business.
Bigger deals, higher close rates, no admin burden.
Win bigger sales
Spreading the cost removes the cash-outlay objection, so buyers commit to the gear they need.
Faster settlement
Many equipment deals get a same-day decision and settle in 24 to 72 hours, so you get paid sooner.
Low-doc, ABN-friendly
Established buyers can often finance without full financials, keeping the sale moving.
You keep the customer
We arrange the finance and hand the relationship back — we never compete for your client.
Referral income
Vendors are recognised for the deals they introduce through a transparent arrangement.
No cost, no software
It's free to refer, with nothing new to learn — an email or a call is enough.
Partner questions, answered.
When a business buyer needs finance, you introduce them; we compare 67+ lenders, structure the deal and arrange the approval through to settlement. You keep the sale and the relationship — we just make the purchase affordable.
No. It's free to become a referral partner and free to refer buyers — no software, no subscription, no lock-in.
Referral partners are recognised for the business they introduce through a transparent arrangement we confirm in writing. We keep it factual and straightforward.
Yes. We arrange finance for new, used and private-sale equipment, including specialist gear, matching the buyer to a lender comfortable with the asset.
Many equipment deals get a same-day decision and settle within 24 to 72 hours, so the sale completes quickly.