Reviewed by Corey Marino Founder & Finance Broker, FBAA member M-354085 · Diploma-qualified finance broker
Last reviewed 24 August 2026 · About Corey
Corey Marino founded X Lend to give Australian borrowers and business owners a direct, plain-English alternative to dealing with one lender at a time. He works with clients across car, personal, business, vehicle and equipment finance and oversees the finance content published on this website.
Role at X Lend
Corey is the founder and a finance broker at X Lend. He reviews an applicant's circumstances, helps identify suitable pathways across X Lend's accredited lender panel, explains the available options and supports the application through to settlement.
X Lend acts as a finance broker. The chosen credit provider sets credit decisions, rates and final terms after assessment.
Corey began finance broking in September 2021. He has transacted more than 1,000 individual loans across his broking career, including his work before founding X Lend. This is a loan count, not a customer count and not an X Lend-only figure.
Qualifications and credentials
- Diploma of Finance Broking & Mortgage Management
- Certificate IV in Finance & Mortgage Broking
- Tier 2 General Insurance
- Finance Brokers Association of Australia member M-354085
X Lend's licensing and complaint information is set out in the Credit Guide & Quote and complaints handling process.
Verify Corey's experience and X Lend
- X Lend's NSW Government supplier profile
- 2025 Optimise Aggregation award announcement
- X Lend Finance on LinkedIn
- Corey Marino on LinkedIn
- Corey's Before You Loan broker profile
Community document witnessing
Corey is a registered NSW Justice of the Peace and can assist members of the community with witnessing eligible documents. This is a community service offered separately from X Lend's finance services. Use the contact page to ask about availability.
Areas of experience
Corey's day-to-day broking work covers:
- car, motorbike, caravan and marine finance;
- personal loans and debt consolidation enquiries;
- business vehicle, truck and fleet finance;
- machinery, medical, hospitality and other equipment finance; and
- business loans, cash flow facilities and lines of credit.
No two lender policies are identical. Corey's role is to understand the purpose, timing, asset, business profile and supporting evidence before recommending where an application may fit.
Editorial responsibility
Corey reviews X Lend's product pages, guides and calculators through an Australian finance broking lens. That review checks broker-versus-lender wording, practical accuracy, balanced explanation of trade-offs and whether claims need further qualification or a source.
Our full publication process is explained in the Editorial Guidelines. Information on this website is general and does not replace personalised credit assistance, legal, tax or financial advice.
Speak with Corey and the X Lend team
If you want to discuss a finance scenario, use the contact page or start a quick quote. An enquiry does not guarantee approval and X Lend will not submit an application to a lender without your agreement.