80+ lenders, one application
You complete one form and we compare it across the panel. You see the rate that fits your profile alongside the available lender choices.
X Lend compares finance options from a panel of 80+ lenders for car, personal, business and asset finance.
X Lend started with a simple frustration: too many good people were getting knocked back by a single bank's rigid tick box, when a lender down the road would have said yes in a heartbeat. One bank only ever sees your application one way, and that's rarely the way that gets you the best result.
Meet the person behind X LendSo we built a brokerage that flips that around. We take one application and put it to work across a panel of 80+ banks and nonbank lenders, then place it with the one offering the sharpest rate and the best fit for your situation. X Lend may receive lender-paid commission and may charge an administration fee when finance settles. The fee varies with the complexity of the deal and is disclosed in your Credit Guide and Quote before an application is submitted or loan documents are signed.
Corey has transacted more than 1,000 individual loans across his finance broking career, including roles before founding X Lend. We explain every number in plain English, tell you upfront what's realistic, and only lodge once you're happy to go ahead, so getting an indicative quote does not itself create a credit enquiry.

“I built X Lend to give people straight answers, a clear lender strategy and personal support from the first conversation through to settlement.”
Corey founded X Lend to provide direct broker access, straightforward explanations and personal ownership of every deal from enquiry through to settlement.
FBAA member M-354085 · Diploma-qualified finance broker
More about CoreyX Lend combines professional finance broking credentials with direct, personal service from enquiry to settlement.
Optimise Aggregation Awards
The reasons clients pick us over walking into their own bank, and why they send their friends.
Talk to usYou complete one form and we compare it across the panel. You see the rate that fits your profile alongside the available lender choices.
Our accredited panel gives us multiple lender pathways. We select options by matching your situation with lender policy, pricing and structure.
Comparison rates, fees, the real cost over the term, we explain every number so you know exactly what you're signing.
An indicative quote doesn't touch your credit file. We only lodge a formal application once you're happy to proceed.
Many applications get a decision the same day, with vehicle and personal finance often settling within 24 hours.
100+ five star Google reviews and counting, from everyday borrowers and business owners we've helped get approved.
A clear process, with broker support from the first conversation through to settlement.
Send us a few details, no documents needed to start. We review the initial position promptly and explain the available finance pathways.
We compare your deal across 80+ lenders and match it to the ones most likely to approve it at the sharpest rate.
We package and submit your application, negotiate the terms, and come back to you with a clear approval.
We handle the paperwork, get your documents signed, and your loan settles, funds released to you or your dealer.
Straight answers, fast communication and a broker who stays close to the deal from the first question through to settlement.
Don’t look past xLend. Corey is an absolute legend and will get the job done. The customer experience is outstanding, couldn’t recommend him more.
I would highly recommend corey , he made every step of the way easy. He's replies were quick and kept me updated every step of the way . I cannot recommend him enough. Thank you again for making my dream come to reality!
Super helpful, friendly and fast. Secured a bank loan beyond expectations and did all the tricky leg work. Definitely be using their services again. Corey was a legend!
Corey was excellent to deal with. He was able to get me a better rate than everyone else, he was very responsive, worked quickly and made the process very easy, even with me asking a million questions. I would definitely use him again next time.
I can’t recommend Corey from X Lend highly enough. From the very first conversation, he was professional, transparent, and genuinely focused on finding the best outcome for me. Corey took the time to explain every step of the finance process in a way that was easy to understand, answered all my questions promptly, and never once made me feel rushed or pressured. I really appreciated how proactive he was—keeping me updated, following up with lenders, and making sure everything stayed on track. What really stood out was how hard he worked to secure a great deal. He compared multiple lenders, negotiated on my behalf, and ultimately achieved a rate and repayment structure that exceeded my expectations. The whole process of purchasing my car was smooth and stress-free thanks to their expertise. If you’re looking for someone knowledgeable, reliable, and genuinely in your corner, I wouldn’t hesitate to recommend them. I’ll definitely be using their services again in the future :)
Corey helped me through the entire process of getting my dream family car! He was extremely prompt with his responses and had everything organised quickly and smoothly. I made a huge mistake by settling finance on the wrong car (a 5-seater instead of a 7-seater), but Corey was incredibly understanding and supportive. He contacted the dealership, lender, and even rearranged my insurance for me. He did all of this without ever making me feel like a hassle—even though I knew I was being a pain! Despite the setback, Corey stayed fast and efficient, kept me confident throughout the process, and managed to get everything cancelled and re-approved for a higher amount so I could get my actual dream car. I highly recommend Corey. He speaks to you like a friend and genuinely has your best interests at heart. I already had quotes from Toyota Finance and Toyota Insurance, and Corey was able to get both significantly cheaper. Toyota Finance even reviewed Corey’s figures and confirmed they couldn’t beat them. I will never look to another finance company again.