2025
Lenders Choice award (NSW & ACT)
Optimise Aggregation Awards
Finance built around you.
X Lend compares finance options from a panel of 80+ lenders for car, personal, business and asset finance.
- Compare options from 80+ lenders
- No credit check to make an enquiry
- Direct access to an experienced finance broker
Our Story
Built for clear answers and efficient settlements.
X Lend started with a simple frustration: too many good people were getting knocked back by a single bank's rigid tick box, when a lender down the road would have said yes in a heartbeat. One bank only ever sees your application one way, and that's rarely the way that gets you the best result.
So we built a brokerage that flips that around. We take one application and put it to work across a panel of 80+ banks and nonbank lenders, then place it with the one offering the sharpest rate and the best fit for your situation. X Lend may receive lender-paid commission and may charge an administration fee when finance settles. The fee varies with the complexity of the deal and is disclosed in your Credit Guide and Quote before an application is submitted or loan documents are signed.
Corey has transacted more than 1,000 individual loans across his finance broking career, including roles before founding X Lend. We explain every number in plain English, tell you upfront what's realistic, and only lodge once you're happy to go ahead, so getting an indicative quote does not itself create a credit enquiry.
Qualified, accredited and recognised.
X Lend combines professional finance broking credentials with direct, personal service from enquiry to settlement.
Finance Broker
Broking since September 2021
Diploma & Certificate IV
Finance Broking and Mortgage Management
FBAA Member
Membership M-354085
1,000+ Individual Loans
Across Corey's broking career
A broker in your corner.
The reasons clients pick us over walking into their own bank, and why they send their friends.
- 80+ lenders, one applicationYou complete one form and we compare it across the panel. You see the rate that fits your profile alongside the available lender choices.
- Your goals shape the comparisonOur accredited panel gives us multiple lender pathways. We select options by matching your situation with lender policy, pricing and structure.
- Plain English, alwaysComparison rates, fees, the real cost over the term, we explain every number so you know exactly what you're signing.
- No credit hit to enquireAn indicative quote doesn't touch your credit file. We only lodge a formal application once you're happy to proceed.
- Fast, same day answersMany applications get a decision the same day, with vehicle and personal finance often settling within 24 hours.
- Rated 5.0 by clients100+ five star Google reviews and counting, from everyday borrowers and business owners we've helped get approved.
Finance in four clear steps.
A clear process, with broker support from the first conversation through to settlement.
- 01
Enquire
Send us a few details, no documents needed to start. We review the initial position promptly and explain the available finance pathways.
- 02
We Find Your Lender
We compare your deal across 80+ lenders and match it to the ones most likely to approve it at the sharpest rate.
- 03
Lender Approval
We package and submit your application, negotiate the terms, and come back to you with a clear approval.
- 04
Settlement
We handle the paperwork, get your documents signed, and your loan settles, funds released to you or your dealer.
Customer Reviews
Hear from some of our previous clients.
Straight answers, fast communication and a broker who stays close to the deal from the first question through to settlement.
Corey was excellent to deal with. He was able to get me a better rate than everyone else, he was very responsive, worked quickly and made the process very easy, even with me asking a million questions. I would definitely use him again next time.
Corey has been incredible to work with. He truly cares about his clients and goes above and beyond to support and guide you through every step. His knowledge, professionalism, and genuine effort made the whole process easy and stress free. Highly recommend!
Amazing service with very quick turn around. I spoke to Corey on Thursday and had my money before midday Friday. Thank you so much Corey for looking after me and walking through every step of the process. You made it so easy.
Corey was fantastic! So fast, efficient and even helped us over the weekend and outside business hours to make sure we could get our car ASAP. Friendly, efficient and professional. Highly recommend!
Highly recommend Corey at X Lend! He made absolutely everything seamless from the start and sorted us out with a really good deal. We will definitely use his expertise again in the future.
