Verified and reviewed by Corey Marino Founder & Finance Broker, FBAA member M-354085 · Diploma-qualified finance broker
Last reviewed 18 August 2026 · About Corey →
The challenge
What needed to be solved
The customer had decided to proceed with a medical procedure but did not have the full treatment cost available upfront.
Credit file
Approximately 600 score with no disclosed default.
The approach
What X Lend did
X Lend arranged a personal loan that paid the treatment cost and spread it across a three-year repayment term.
The application was approved on the first lender enquiry, avoiding unnecessary applications to multiple credit providers.
The result
Settled outcome
Approved on the first lender enquiry and settled, allowing the customer to proceed with the planned treatment and repay the cost over three years.
Historical outcome only. Rates and policy can change, and every application is assessed on its own circumstances.
Documents used
Evidence supplied
- Bank statements
- Standard income and identity documents
- Final treatment invoice