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X Lend

Compare 80+ Lenders

Different lenders suit different people, assets and businesses. We compare policy, pricing and fit across a broad panel.

  • Compare suitable options from 80+ lenders
  • Understand the available rates, fees and loan structures
  • One experienced team managing the process

Browse by finance need

A panel built for different lending jobs.

These groups make the panel easier to understand. They are indicative, not exclusive: lender products and credit appetite overlap and can change.

Banks and broad-market lenders

Familiar bank and nonbank options with broad consumer or commercial product ranges.

Vehicle and personal finance

Lenders commonly considered for eligible cars, leisure assets and personal-purpose finance.

Asset and equipment finance

Specialists commonly considered for eligible business vehicles, trucks, machinery and equipment.

Business and cashflow finance

Providers commonly considered for eligible working capital, lines, invoices and broader business funding.

The full lender panel.

  • Westpac
  • Commonwealth Bank
  • BOQ Finance
  • ANZ
  • Judo Bank
  • Affordable Car Loans
  • AFS
  • Alex Bank
  • Angle Finance
  • ARG
  • Asset Based Lending
  • Australian Motorcycle & Marine Finance
  • Autopay
  • Azora
  • Banjo
  • Bixcel
  • Bizcap
  • Branded Financial Services
  • Business Fuel
  • C1 Finance
  • Capify
  • CarStart
  • CFI Finance
  • Commercial Equity Group
  • Dynamoney
  • Earlypay
  • Finance One
  • Finstro
  • Firstmac
  • Forward Finance
  • Funds Now
  • Fundspot
  • Gamma Duo
  • Grapple
  • Grenke
  • Hejaz
  • Homesec
  • Latitude Financial
  • Liberty
  • Lumi
  • Maple Finance
  • Medfin
  • Metro Finance
  • Money3
  • MoneyMe
  • MoneyPlace
  • Moneytech
  • Morris Finance
  • Moula
  • Multipli
  • NAB
  • Now Finance
  • Octet
  • OnDeck
  • ORIX
  • OurMoneyMarket
  • Pepper Money
  • Plenti
  • Prospa
  • Quest Finance
  • RACV
  • Rapid Finance
  • Resimac
  • ScotPac
  • Selfco
  • Shift
  • Skyecap
  • SocietyOne
  • Soda Capital
  • Swift Capital
  • The Asset Financier
  • Thera
  • Trucap
  • TruePillars
  • Ume Loans
  • Vestone Capital
  • Volkswagen Financial Services
  • Westlawn
  • Wisr

Accreditations and available products can change. The right lender depends on your circumstances, the asset, the loan purpose and current credit policy.

Lender panel FAQs

How lender comparison works.

No. X Lend compares suitable options from its accredited panel of more than 80 banks, nonbanks and specialist lenders. Panel access, products and accreditation can change over time.

Not automatically. The suitable option also depends on eligibility, fees, loan structure, asset policy, documentation and flexibility. We explain the available rate and key conditions before you decide.

Yes. Lenders use different credit policies, income rules, asset restrictions and risk settings. That can affect approval, the amount available, the rate, fees and required documents.

Yes. Tell your broker if you have a lender preference. We can check whether that lender is on the panel and explain how its available option compares with other suitable pathways.

No. Start by sharing your situation with X Lend. Your broker can assess lender fit before a formal application is submitted, helping avoid unnecessary applications and credit enquiries.

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Ready for a clearer next step?

Tell us what you need and an X Lend broker can help you compare suitable options across our lender panel.