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$23,000 motorbike finance where the employer covered living costs

The customer's income appeared low under a standard assessment, even though the employer paid for accommodation, food and fuel.

Illustrative scene: Accurate black 2024 Harley-Davidson Street Bob 114 motorcycle parked by a weathered farm shed in rural Australia, whole motorcycle in side three-quarter view, wire-spoke wheels, V-twin engine, high handlebars and recognisable tank badge. Not the actual customer or their asset.
Corey Marino

Verified and reviewed by Corey Marino Founder & Finance Broker, FBAA member M-354085 · Diploma-qualified finance broker

Last reviewed 24 August 2026 · About Corey

What needed to be solved

The customer's income appeared low under a standard assessment, even though the employer paid for accommodation, food and fuel.

Credit file

Approximately 550 score with no disclosed default.

What X Lend did

X Lend found a specialist lender prepared to recognise the unusual employment package and documented the expenses paid directly by the employer.

The 2024 harley-davidson street bob 114 submission was matched to specialist lender and moved from application to settlement in 1 week.

Settled outcome

Approved on the first lender enquiry and settled for the full amount at a historical rate of 10.4%, with no deposit.

Historical outcome only. Rates and policy can change, and every application is assessed on its own circumstances.

Evidence supplied

  • Employment contract
  • Signed employer confirmation of paid expenses
  • Standard identity documents

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