Verified and reviewed by Corey Marino Founder & Finance Broker, FBAA member M-354085 · Diploma-qualified finance broker
Last reviewed 18 August 2026 · About Corey →
The challenge
What needed to be solved
The customer had been unable to find a lender offering a single-digit rate for a private-sale caravan transaction.
Credit file
Good credit profile; investment-property owner currently renting.
The approach
What X Lend did
X Lend identified a lender that did not add a caravan-specific rate loading and could complete the required private-sale checks.
The application was approved on the first lender enquiry, avoiding unnecessary applications to multiple credit providers.
The result
Settled outcome
Approved on the first lender enquiry and settled at a historical rate of 8%, allowing the customer to proceed with the planned caravan purchase.
Historical outcome only. Rates and policy can change, and every application is assessed on its own circumstances.
Documents used
Evidence supplied
- Standard income documents
- Private-sale agreement
- Caravan identification and ownership documents