Verified and reviewed by Corey Marino Founder & Finance Broker, FBAA member M-354085 · Diploma-qualified finance broker
Last reviewed 24 August 2026 · About Corey
What needed to be solved
The existing excavator failed during a major job and the available replacement was a used private-sale machine that needed to settle quickly.
Credit file
640 director score with no defaults.
What X Lend did
X Lend found an equipment lender that accepted the private sale and assessed the value of the contractor's current signed civil projects.
The 2019 kubota kx080-4 excavator, private sale submission was matched to specialist equipment lender and moved from application to settlement in 4 business days.
Settled outcome
Approved on the first lender enquiry and settled at a historical rate of 9.95%, quickly enough to keep the active project running.
Historical outcome only. Rates and policy can change, and every application is assessed on its own circumstances.
Evidence supplied
- Business bank statements
- BAS
- Signed civil contracts
- Private-sale machine documents