Business equity release to put idle value to work.
Free up the equity sitting in your property or business assets and turn it into cash for the business — one application, 80+ lenders.
Award WinningApply in 5 mins. Relax after.
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Turn the value you already hold into working cash.
You've built up real value — in a commercial property, in your premises, in plant and equipment — but it's sitting there doing nothing for today's opportunities. Business equity release converts that trapped value into usable cash for business purposes. X Lend is a finance broker: we take one application and compare it across 80+ banks, non-bank lenders and private funders to structure a release that fits.
Equity release for business is about leverage, not spending your assets. You unlock a portion of the equity held in property or business assets, deploy it into growth, stock or cashflow, and keep trading with the asset still working for you. The right structure depends on the asset, the amount and the timeframe — which is exactly what we compare across the panel.
This is business-purpose funding, arranged for genuine business use rather than personal or consumer needs. We explain what can be released, the structure and the costs in plain English, and only lodge once you're ready.
Why arrange equity release with X Lend.
Unlock idle value
Convert equity held in property or business assets into cash you can put to work today.
80+ lenders and private funders
We compare banks, non-bank lenders and private funders to find the right release structure.
Keep the asset working
Release a portion of the equity and keep trading — the asset stays yours and in use.
Flexible use of funds
Growth, stock, cashflow or seizing an opportunity — deploy the released cash where it counts.
Structured to the asset
The release is shaped around what you're securing, the amount and the timeframe you need.
Business-purpose, done right
Arranged strictly for genuine business use, with the structure and costs spelled out upfront.
What you can use it for.
Released equity is flexible business capital. Businesses use it to fund:
- Funding growth and expansion
- A large stock or inventory purchase
- Bridging a cashflow gap
- Seizing a time-sensitive opportunity
- Investing in plant and equipment
- Consolidating or refinancing business debt
- Covering tax and BAS obligations
- Injecting working capital for a project
Approved in four simple steps.
Speed wins. Most applications get a decision the same day and funds within 24 to 72 hours.
- 01
Enquire
Send us a few details — no documents needed to start. We tell you what's possible within hours, not days.
- 02
We Find Your Lender
We compare your deal across 80+ lenders and match it to the ones most likely to approve it at the sharpest rate.
- 03
Lender Approval
We package and submit your application, negotiate the terms, and come back to you with a clear approval.
- 04
Settlement
We handle the paperwork, get your documents signed, and your loan settles — funds released to you or the seller.
Common questions, straight answers.
We're a finance broker: we compare 80+ banks, non-bank lenders and private funders and place your equity release with the best fit.
No. This is business-purpose equity release — unlocking value in property or business assets for genuine business use, not a consumer home-loan or reverse-mortgage product.
Typically commercial or residential property you own, or business assets such as plant and equipment. We match what you're offering to the lenders and funders who value it.
That depends on the asset's value, any existing debt against it and your business position. Because we compare 80+ lenders and private funders, we'll give you a realistic figure before you apply.
Any genuine business purpose — growth, stock, cashflow, equipment or an opportunity. The facility is arranged on the basis that it's for business use.