Equipment Finance Calculator
Estimate repayments for machinery or equipment, including a contribution, realistic fees and an optional balloon.
- Free to use with no signup
- No impact on your credit score
- Clear estimates you can adjust
Reviewed by Corey Marino Founder & Finance Broker, FBAA member M-354085 · Diploma-qualified finance broker
Last reviewed 18 August 2026 · About Corey →
Interactive calculator
Range $5,000 – $1,000,000
Percentage of the amount financed due at the end.
Monthly repayment
$0
- Amount financed
- $0
- Final balloon
- $0
- Estimated interest
- $0
- Estimated fees
- $0
- Total repayments
- $0
Balloon is capped at 50% and remains payable at the end. Tax treatment and eligibility are not included.
Important information
General estimate only, not a quote, approval, tax calculation or financial advice. Actual lender pricing, fees and structures can differ.
Detailed assumptions and limitations
- The balloon starts at 0%, is capped at 50% and remains payable at the end.
- The establishment fee is financed and the monthly account fee is added to each repayment.
- Weekly and fortnightly results are monthly equivalents and may differ from lender schedules.
- Tax, GST, depreciation, insurance, maintenance and asset resale value are excluded.
FAQ
Asset finance numbers explained.
Use the result to compare structures, then check the full lender quote including fees and the final balloon.
It estimates repayments using the purchase price, contribution, rate, term, balloon and fees you enter. It does not calculate tax effects.
It is an agreed amount left owing at the end of the term. A balloon usually lowers scheduled repayments but increases the total interest and creates a final payment.
Yes. Enter the net trade-in equity as the contribution, after any existing payout has been deducted.
No. It is a general estimate. Available rates, terms, balloon limits, fees and approval depend on the lender, asset and applicant.
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