Verified and reviewed by Corey Marino Founder & Finance Broker, FBAA member M-354085 · Diploma-qualified finance broker
Last reviewed 24 August 2026 · About Corey
What needed to be solved
The farm earned income seasonally, so a standard flat monthly repayment did not match when revenue was received after harvest.
Credit file
Good credit profile, property owners and no adverse credit.
What X Lend did
X Lend found an agricultural lender that understood the farm's income cycle and arranged repayments around harvest rather than using a conventional monthly schedule.
The 2016 john deere 6155r tractor submission was matched to agricultural equipment lender and moved from application to settlement in 1 week.
Settled outcome
Approved on the first lender enquiry and settled at a historical rate of 8.89%, with seasonal repayments and a 20% balloon preserving cash during planting.
Historical outcome only. Rates and policy can change, and every application is assessed on its own circumstances.
Evidence supplied
- Farm financial statements
- Equipment invoice
- Partnership and identity documents