Verified and reviewed by Corey Marino Founder & Finance Broker, FBAA member M-354085 · Diploma-qualified finance broker
Last reviewed 24 August 2026 · About Corey
What needed to be solved
The practice had only traded for eight months and needed several equipment items together, before a conventional two-year business history existed.
Credit file
810 director score and property ownership.
What X Lend did
X Lend used a specialist lender that considered the dentist's qualifications, prior experience, practice lease, forecast, existing revenue and established client base.
The two refurbished dental chairs, intraoral scanner and steriliser on one supplier invoice submission was matched to specialist healthcare equipment lender and moved from application to settlement in 7 business days.
Settled outcome
The complete equipment package was approved on the first lender enquiry and settled at a historical rate of 11.2%, with one facility and one supplier payment.
Historical outcome only. Rates and policy can change, and every application is assessed on its own circumstances.
Evidence supplied
- Single supplier invoice itemising all assets
- Practice lease
- Cashflow forecast
- Professional qualifications
- Business bank statements