Equip the practice, treat the patients.
Imaging, dental chairs, lasers and full fit-outs — one application, 80+ lenders, and medical equipment finance that keeps your capital in the clinic.
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Invest in the clinic, not just the equipment.
The gear that lets you diagnose and treat is expensive, and it shouldn't drain the cash your practice needs to pay staff, rent and consumables. X Lend is a finance broker: we take one application and compare it across 80+ banks and non-bank lenders to fund the equipment and keep your working capital where it belongs.
We arrange finance for imaging and diagnostic equipment, dental chairs and units, lasers, surgical and consulting-room gear, and complete practice fit-outs — new or used, single items or a whole-of-room upgrade. We structure it as a chattel mortgage, hire purchase or rental to suit your GST, depreciation and accountant's advice.
Because we shop the whole panel, including lenders who specialise in healthcare, established practices can often access strong terms and low-doc approvals on trading history, and we can bundle equipment with the fit-out into a single, manageable facility. We keep it plain English and only lodge once you're ready.
Why finance medical equipment with X Lend.
80+ lenders, one application
We compare healthcare and asset lenders in one go to match your equipment to the sharpest available rate.
Equipment and fit-out together
We can bundle diagnostic gear, chairs and the consulting-room fit-out into a single facility.
Low-doc options
Established practices can often finance significant equipment without full financials.
New and used equipment
We arrange finance for new and quality used clinical equipment, not just new purchases.
Tax-effective structures
Chattel mortgage, hire purchase or rental, structured around your GST and depreciation position.
Fast settlement
Many practice deals settle in 48 to 72 hours so the equipment is treating patients sooner.
What you can finance.
If it helps your practice diagnose or treat, we can usually finance it. We arrange finance for:
- Imaging — ultrasound, X-ray, CT and MRI
- Dental chairs, units and CAD/CAM systems
- Medical and aesthetic lasers
- Diagnostic and pathology equipment
- Surgical, theatre and sterilisation gear
- Consulting-room and treatment fit-outs
- Practice IT, PMS and reception technology
- Physiotherapy, optometry and allied-health equipment
Approved in four simple steps.
Speed wins. Most applications get a decision the same day and funds within 24 to 72 hours.
- 01
Enquire
Send us a few details — no documents needed to start. We tell you what's possible within hours, not days.
- 02
We Find Your Lender
We compare your deal across 80+ lenders and match it to the ones most likely to approve it at the sharpest rate.
- 03
Lender Approval
We package and submit your application, negotiate the terms, and come back to you with a clear approval.
- 04
Settlement
We handle the paperwork, get your documents signed, and your loan settles — funds released to you or the seller.
Common questions, straight answers.
We're a finance broker: we compare 80+ banks and non-bank lenders and place your medical equipment finance with the best fit for your practice.
Often, yes. We can bundle equipment with the consulting-room or clinic fit-out into a single facility, so you manage one repayment rather than several.
Often, yes. Healthcare-focused lenders frequently offer low-doc options to established practices on trading history. We match you to the lenders most comfortable with your specialty.
It can be. Depending on the structure, you may be able to claim depreciation and the GST on the purchase. We'll explain the options so you can confirm the detail with your accountant.
Many practice deals get a same-day decision and settle within 48 to 72 hours once documents are in.