Verified and reviewed by Corey Marino Founder & Finance Broker, FBAA member M-354085 · Diploma-qualified finance broker
Last reviewed 24 August 2026 · About Corey
What needed to be solved
The new courier business had won a delivery contract and needed a larger van, but had no completed financial statements and only seven months of trading history.
Credit file
610 score with one late payment recorded 18 months earlier.
What X Lend did
X Lend used a specialist low-document asset lender that assessed the delivery contract and three months of business bank statements.
The 2025 toyota hiace submission was matched to specialist low-document asset lender and moved from application to settlement in 3 business days.
Settled outcome
Approved on the first lender enquiry and settled at a historical rate of 9.69%, allowing the new delivery run to begin on time.
Historical outcome only. Rates and policy can change, and every application is assessed on its own circumstances.
Evidence supplied
- Three months of business bank statements
- Signed delivery contract
- ABN registration
- Driver licence