Vans that keep the deliveries moving.
Fit it out and get it on the road — one application, 80+ lenders, and finance that can wrap the racking and shelving into the deal.
Award WinningApply in 5 mins. Relax after.
No credit-score impactHow much do you need to borrow?
Finance the van that carries the business.
A van is only earning once it's fitted out and loaded — an empty shell doesn't make deliveries or carry a plumber's stock. X Lend is a finance broker: we take one application and compare it across 80+ banks and non-bank lenders to fund your van, and where it stacks up we can roll the fitout into the same facility.
Whether it's a courier run, a mobile trade set-up or a delivery vehicle for the shop, we arrange the structure — usually a chattel mortgage — so you own the van, manage GST and depreciation, and keep working capital free for stock and wages. New, used, dealer or private sale, we sort it.
Because we compare the whole panel, we can match low-doc options to established ABNs and structure deals that include racking, shelving, signage and refrigeration. We explain it in plain English, flag what affects your rate, and only lodge once you're ready.
Why finance your van with X Lend.
80+ lenders, one application
We compare banks and specialist commercial lenders in one go for the sharpest rate on your van.
Fitouts financed in
Racking, shelving, refrigeration and signage can often be wrapped into the same facility as the van.
Chattel mortgage structures
Own the van and finance it against the business, with GST and depreciation handled effectively.
Low-doc options
Established ABNs can often finance without full financials, keeping the process fast and light.
New, used and private sale
Dealer floor or a private buy — we arrange finance and handle the checks so it settles cleanly.
Fast settlement
Many van deals get a same-day decision and settle in 48 to 72 hours, so it's on the road sooner.
What you can finance.
If it delivers, carries or services, we can usually finance it. We arrange finance for:
- Delivery and courier vans
- Trade vans with racking and shelving
- Refrigerated and insulated vans
- Crew vans and people movers
- Fitouts, signage and internal set-ups
- New, used and ex-fleet vans
- Dealer and private-sale purchases
- Refinancing an existing van loan
Approved in four simple steps.
Speed wins. Most applications get a decision the same day and funds within 24 to 72 hours.
- 01
Enquire
Send us a few details — no documents needed to start. We tell you what's possible within hours, not days.
- 02
We Find Your Lender
We compare your deal across 80+ lenders and match it to the ones most likely to approve it at the sharpest rate.
- 03
Lender Approval
We package and submit your application, negotiate the terms, and come back to you with a clear approval.
- 04
Settlement
We handle the paperwork, get your documents signed, and your loan settles — funds released to you or the seller.
Common questions, straight answers.
We're a finance broker: we compare 80+ banks and non-bank lenders and place your van finance with the best fit for your business.
Often, yes. Many lenders will fund racking, shelving, refrigeration and signage as part of the van's value, so the whole work-ready vehicle sits under one facility. We'll structure it around what your lender allows.
Frequently, yes. Established ABNs can often access low-doc options without full financials. We match you to lenders comfortable with your trading history.
Yes. We arrange finance for used, ex-fleet and private-sale vans, handling the checks so the deal settles cleanly.
Many van deals get a decision the same day and settle within 48 to 72 hours once your documents are in.