The director's car, done properly.
Prestige and executive vehicles for company directors — one application, 80+ lenders, and a low-doc, tax-effective structure for established ABNs.
Award WinningApply in 5 mins. Relax after.
No credit-score impactHow much do you need to borrow?
Finance the executive vehicle without tying up capital.
When you run the business, the car you drive is both a working asset and a reflection of the company. X Lend is a finance broker: we take one application and compare it across 80+ banks and non-bank lenders to fund your director or executive vehicle at a rate that respects an established trading history.
Whether it's a prestige sedan, a luxury SUV or a European marque, we arrange the structure — typically a chattel mortgage — so the company owns the vehicle, manages GST and depreciation, and keeps working capital available for the business itself. New, used, dealer or private sale, we handle it discreetly.
Because we compare the whole panel, established ABNs can often finance a higher-value vehicle on a low-doc basis without full financials. We explain the structure in plain English, flag what affects your rate, and only lodge once you're ready to proceed.
Why finance your director's vehicle with X Lend.
80+ lenders, one application
We compare banks and specialist lenders in one go to find the sharpest rate for a higher-value vehicle.
Low-doc for established ABNs
A solid trading history can often finance a prestige vehicle without full financials.
Tax-effective structures
Chattel mortgage, hire purchase or lease — structured around the company's GST and depreciation position.
Prestige and luxury marques
European sedans, luxury SUVs and performance vehicles — we place deals other lenders shy from.
Discreet and efficient
One point of contact, plain-English structure and a process that respects your time.
New, used and private sale
Dealer floor or a private buy — we arrange finance and handle the checks so it settles cleanly.
What you can finance.
For directors, executives and business owners, we arrange finance for:
- Prestige and luxury sedans
- Executive and luxury SUVs
- European and performance marques
- Company director and pool vehicles
- Higher-value and imported vehicles
- New, used and ex-demo vehicles
- Dealer and private-sale purchases
- Refinancing an existing prestige vehicle loan
Approved in four simple steps.
Speed wins. Most applications get a decision the same day and funds within 24 to 72 hours.
- 01
Enquire
Send us a few details — no documents needed to start. We tell you what's possible within hours, not days.
- 02
We Find Your Lender
We compare your deal across 80+ lenders and match it to the ones most likely to approve it at the sharpest rate.
- 03
Lender Approval
We package and submit your application, negotiate the terms, and come back to you with a clear approval.
- 04
Settlement
We handle the paperwork, get your documents signed, and your loan settles — funds released to you or the seller.
Common questions, straight answers.
We're a finance broker: we compare 80+ banks and non-bank lenders and place your director's vehicle finance with the best fit for the company.
Often, yes. Established ABNs with a clean trading history can frequently finance a higher-value vehicle without full financials. We match you to lenders comfortable with prestige and luxury values.
That depends on your structure and your accountant's advice. A chattel mortgage lets the company own the vehicle and manage GST and depreciation — we'll explain the options so you can decide with your adviser.
Yes. We arrange finance for imported, prestige and high-value vehicles, matching the deal to lenders comfortable with the marque and value.
Many deals get a decision the same day and settle within 48 to 72 hours once your documents are in.