X Lend
Sydney · NSW

Finance Broker Sydney

X Lend is a Sydney finance brokerage founded by Corey Marino. One application, compared across a panel of 80+ banks and non-bank lenders — for cars, utes, trucks, equipment and business finance. Local enough to pick up the phone; connected enough to place your deal with the lender that actually says yes.

A broker you can actually reach.

No call centres and no ticket queues — you deal with the same Sydney broker from quote to settlement, on a number that gets answered.

All of Sydney, and beyond.

Based in Dolls Point, working across every Sydney suburb — and Australia-wide by phone. Same panel, same pricing, wherever you are.

Verified 5.0-star service.

Our Google reviews are public, verified and written by real Sydney customers — check the profile yourself.

5.0

From 104 Google reviews · updates automatically

Read all reviews on Google

Thomas Cartwright

6 months ago

I was trying to get a loan for my dream car but was struggling getting approved with my bank but Corey was extremely helpful throughout the entire loan process. He followed up with multiple lenders, secured me a much better interest rate than my initial CommBank offer, and stayed persistent on my behalf. He kept me updated every step of the way, and I genuinely don’t think I would have been approved without his support. The customer service was very professional and friendly. Highly recommend to everyone

Kaesha Nijssen

3 months ago

Corey helped me through the entire process of getting my dream family car! He was extremely prompt with his responses and had everything organised quickly and smoothly. I made a huge mistake by settling finance on the wrong car (a 5‑seater instead of a 7‑seater), but Corey was incredibly understanding and supportive. He contacted the dealership, lender, and even rearranged my insurance for me. He did all of this without ever making me feel like a hassle—even though I knew I was being a pain! Despite the setback, Corey stayed fast and efficient, kept me confident throughout the process, and managed to get everything cancelled and re‑approved for a higher amount so I could get my actual dream car. I highly recommend Corey. He speaks to you like a friend and genuinely has your best interests at heart. I already had quotes from Toyota Finance and Toyota Insurance, and Corey was able to get both significantly cheaper. Toyota Finance even reviewed Corey’s figures and confirmed they couldn’t beat them. I will never look to another finance company again.

Rachelle Hudson

4 months ago

My first experience with a broker, Corey made the whole process so smooth and simple and stress free. Communication was outstanding, he explained everything so I could understand what was happening as it was happening and kept me in the loop for the whole process, he was so kind and friendly and happy to answer any questions I had. He went above and beyond what I expected and has helped me greatly with his expertise. It was a fast process from start to finish and will definitely be using X lend for any future financial matters! Thanks Corey!

Thomas Cartwright

6 months ago

I was trying to get a loan for my dream car but was struggling getting approved with my bank but Corey was extremely helpful throughout the entire loan process. He followed up with multiple lenders, secured me a much better interest rate than my initial CommBank offer, and stayed persistent on my behalf. He kept me updated every step of the way, and I genuinely don’t think I would have been approved without his support. The customer service was very professional and friendly. Highly recommend to everyone

Kaesha Nijssen

3 months ago

Corey helped me through the entire process of getting my dream family car! He was extremely prompt with his responses and had everything organised quickly and smoothly. I made a huge mistake by settling finance on the wrong car (a 5‑seater instead of a 7‑seater), but Corey was incredibly understanding and supportive. He contacted the dealership, lender, and even rearranged my insurance for me. He did all of this without ever making me feel like a hassle—even though I knew I was being a pain! Despite the setback, Corey stayed fast and efficient, kept me confident throughout the process, and managed to get everything cancelled and re‑approved for a higher amount so I could get my actual dream car. I highly recommend Corey. He speaks to you like a friend and genuinely has your best interests at heart. I already had quotes from Toyota Finance and Toyota Insurance, and Corey was able to get both significantly cheaper. Toyota Finance even reviewed Corey’s figures and confirmed they couldn’t beat them. I will never look to another finance company again.

Rachelle Hudson

4 months ago

My first experience with a broker, Corey made the whole process so smooth and simple and stress free. Communication was outstanding, he explained everything so I could understand what was happening as it was happening and kept me in the loop for the whole process, he was so kind and friendly and happy to answer any questions I had. He went above and beyond what I expected and has helped me greatly with his expertise. It was a fast process from start to finish and will definitely be using X lend for any future financial matters! Thanks Corey!

Brendon Crawley

3 months ago

I can’t recommend Corey from X Lend highly enough. From the very first conversation, he was professional, transparent, and genuinely focused on finding the best outcome for me. Corey took the time to explain every step of the finance process in a way that was easy to understand, answered all my questions promptly, and never once made me feel rushed or pressured. I really appreciated how proactive he was—keeping me updated, following up with lenders, and making sure everything stayed on track. What really stood out was how hard he worked to secure a great deal. He compared multiple lenders, negotiated on my behalf, and ultimately achieved a rate and repayment structure that exceeded my expectations. The whole process of purchasing my car was smooth and stress‑free thanks to their expertise. If you’re looking for someone knowledgeable, reliable, and genuinely in your corner, I wouldn’t hesitate to recommend them. I’ll definitely be using their services again in the future :)

Louis X

3 months ago

Corey was excellent to deal with. He was able to get me a better rate than everyone else, he was very responsive, worked quickly and made the process very easy, even with me asking a million questions. I would definitely use him again next time.

Brendon Crawley

3 months ago

I can’t recommend Corey from X Lend highly enough. From the very first conversation, he was professional, transparent, and genuinely focused on finding the best outcome for me. Corey took the time to explain every step of the finance process in a way that was easy to understand, answered all my questions promptly, and never once made me feel rushed or pressured. I really appreciated how proactive he was—keeping me updated, following up with lenders, and making sure everything stayed on track. What really stood out was how hard he worked to secure a great deal. He compared multiple lenders, negotiated on my behalf, and ultimately achieved a rate and repayment structure that exceeded my expectations. The whole process of purchasing my car was smooth and stress‑free thanks to their expertise. If you’re looking for someone knowledgeable, reliable, and genuinely in your corner, I wouldn’t hesitate to recommend them. I’ll definitely be using their services again in the future :)

Louis X

3 months ago

Corey was excellent to deal with. He was able to get me a better rate than everyone else, he was very responsive, worked quickly and made the process very easy, even with me asking a million questions. I would definitely use him again next time.

FAQ

Sydney questions, straight answers.

We're based in Dolls Point in southern Sydney and work with customers right across the city — from the Shire and St George to Parramatta, the Hills, and everywhere in between. Most deals run over phone and email, so where you are in Sydney never slows anything down.

No. Applications, documents and signatures are all handled digitally, and your broker is on the phone whenever you want to talk something through. If a face-to-face makes sense for a bigger deal, we can arrange it.

Sydney is home, but we arrange finance Australia-wide. The lender panel, pricing and process are identical wherever you are — the only difference is the timezone we call you in.

Car and vehicle loans, utes and work vehicles, trucks and trailers, business equipment, unsecured business loans and cashflow facilities. One application is compared across our panel of 80+ banks and non-bank lenders, and we manage it through to settlement.

Most straightforward applications get a decision the same day, with funds typically landing within 24 to 72 hours of approval, depending on the lender and the paperwork.

Corey Marino

Reviewed by Corey Marino Founder & Finance Broker, FBAA & AFCA member

Last reviewed 13 July 2026 · About Corey

Ready when you are.