Finance for mining and resources operators.
Heavy plant, haulage and site equipment — we compare 67+ lenders to fund the gear that keeps the site producing.
Award WinningApply in 5 mins. Relax after.
No credit-score impactHow much do you need to borrow?
On a mine site, capacity is everything.
Mining and resources work is capital-heavy and contract-driven — the equipment on site is the difference between hitting production targets and watching a contract slip. X Lend is a finance broker: we compare a panel of 67+ banks and non-bank lenders and arrange the finance so you can scale your fleet to the job in front of you.
Banks are cautious with high-value plant and slow to move. We match your situation — including low-doc and ABN-only options — to lenders who understand resources work: expensive, long-life assets, contract-based income, and the ramp-ups and wind-downs that come with each project.
From a single haul truck or dozer to a full site mobilisation, we structure the finance around your cashflow and tax position (chattel mortgage, hire purchase or rental) and get a decision fast. You keep the site producing; we handle the paperwork.
What mining and resources operators finance with us.
From the plant to the vehicles that support it, most site costs can be financed. The common ones:
Why resources operators use a broker instead of their bank.
One application, the whole market working for you.
67+ lenders, one application
We compare banks and specialist asset lenders in one go to find the sharpest rate on high-value plant.
Comfortable with big-ticket assets
We match you to lenders who fund expensive, long-life mining plant the majors are quick to knock back.
Low-doc and ABN-only
Established ABNs can often finance machines without full financials — quick and light on paperwork.
Structured for contract income
Repayments shaped around project timelines, ramp-ups and wind-downs, not a one-size bank template.
Tax-effective structures
Chattel mortgage, hire purchase or rental — structured around your GST and depreciation position.
Fast to mobilise
We handle the lender, the paperwork and settlement so your fleet is on site when the contract starts.
Common questions, straight answers.
We're a finance broker: we compare a panel of 67+ banks and non-bank lenders and arrange the finance with the one that best fits your mining or resources operation.
Usually, yes. We arrange finance for used, ex-hire and ex-mine plant — lenders differ on age and hours, which is why comparing 67+ of them helps us match your machine to one comfortable with it.
Yes. We match you to lenders who understand project-based income and can shape repayments around contract timelines, ramp-ups and retentions.
Often, yes. Established ABNs can frequently access low-doc finance for plant and vehicles without full financials. We match you to lenders comfortable with your trading history and the asset.
Getting an indicative quote doesn't touch your credit file. A formal application involves a credit check, but we only lodge once you're happy to proceed.